The Ultimate Guide to UAE Residency by Investment

The United Arab Emirates has redefined what modern living means, combining business opportunity, global connectivity, and luxury lifestyle in one powerful destination. In 2025, it stands as the Middle East’s most dynamic residency hub, attracting investors, entrepreneurs, and families from around the world.

Whether you’re building your global business base in Dubai, investing in real estate, or seeking a long-term tax-free residency, the UAE’s Residency by Investment framework offers unmatched flexibility and prestige through its Golden Visa program.

What Is the UAE Residency by Investment Program?

The UAE’s Golden Visa grants long-term residency (5 or 10 years) to investors, entrepreneurs, professionals, and property owners who meet specific investment thresholds. Unlike traditional visas, it does not require a local sponsor and allows full ownership of business and property.

It’s part of the UAE’s broader vision to attract global talent, foster innovation, and strengthen its position as a world-class investment hub.

Why Global Investors Choose the UAE

0% personal income tax
Full foreign ownership of companies and properties
Long-term residency (5 or 10 years) without sponsorship
Safe, family-oriented environment with world-class infrastructure
Access to international schools, healthcare, and global connectivity
Strategic location bridging Europe, Asia, and Africa
Lifestyle and business-friendly environment in Dubai and Abu Dhabi

Investment Requirements

The UAE’s Golden Visa framework is designed to accommodate a wide range of investor profiles, from real estate buyers to entrepreneurs and wealth managers. Each pathway provides a clear route toward long-term residency while contributing to the country’s vision for sustainable economic growth and innovation.

Here are the main investment routes available under the UAE Residency by Investment program:

1. Real Estate Investment
For many investors, this is the most straightforward and tangible path to UAE residency. Applicants must invest a minimum of AED 2 million in completed property (off-plan units are not eligible). The investment can be in a single or multiple properties, as long as the total value meets the threshold.
The property must be retained for the duration of the residency, and the visa is renewable every 10 years. This route appeals to investors looking to combine wealth preservation, capital appreciation, and lifestyle benefits, especially in premium markets like Dubai, Abu Dhabi, and Ras Al Khaimah.

2. Term Deposit Route
This option offers a low-risk and stable pathway for investors seeking to secure UAE residency without engaging in active business or property management. Applicants can qualify by placing a fixed deposit of AED 2 million in a UAE bank or accredited financial institution for a minimum holding period (usually 2 years).

The funds must remain unencumbered during this period, ensuring a genuine contribution to the local financial system. This route is particularly suited for conservative investors and retirees who value financial security and simplicity while gaining access to long-term UAE residency.

3. Business or Startup Investment

Ideal for entrepreneurs and founders looking to build or expand their ventures in the UAE’s fast-growing economy. To qualify, applicants must hold at least AED 500,000 in share capital, or own a startup generating AED 1 million in annual revenue. Entrepreneurs who have sold a previous business for AED 7 million+, or secured approval from a recognized UAE incubator, may also qualify.

Free zones such as DMCC, ADGM, and RAKEZ offer 100% foreign ownership, tax advantages, and streamlined licensing, making the UAE a powerful base for global innovators.

4. Public Investment / Fund Deposit

This pathway is best suited for investors who prefer a structured and diversified approach to residency through financial participation. Applicants can invest a minimum of AED 2 million in an accredited UAE investment fund recognized by government authorities.

In addition, applicants must provide proof of financial stability and maintain valid health insurance. This option provides a passive entry into UAE residency while supporting the country’s financial ecosystem and long-term investment goals.

Who Is Eligible?

The UAE Golden Visa welcomes a diverse range of global achievers, from investors to innovators, offering a long-term pathway to live, work, and thrive in one of the world’s most dynamic hubs.

Eligible categories include:

Investors, entrepreneurs, and skilled professionals driving economic growth and innovation.
Property owners meeting the official investment thresholds.
Innovators, scientists, and exceptional talents nominated or approved by UAE entities.

Eligible dependents include:

Spouse
Children of any age (for Golden Visa holders)
Parents (under specific financial support conditions)

Tax & Business Advantages

The UAE’s tax environment is one of the most investor-friendly in the world, built on transparency, competitiveness, and innovation. Designed to attract entrepreneurs and high-net-worth individuals, it provides a solid foundation for wealth growth and global expansion.

Key advantages include:

0% personal income tax and capital gains tax
Ensuring maximum wealth retention and long-term financial freedom for investors and families.
100% foreign ownership in free zones and mainland
Allowing full control of business operations without local sponsorship requirements.
No foreign currency restrictions
Offering seamless international fund transfers and global business flexibility.
Corporate tax advantages and exemptions for qualifying sectors
Supporting startups, technology ventures, and global companies seeking efficient regional headquarters.
Global connectivity and economic stability.
With world-class infrastructure and access to 170+ countries, the UAE stands as a neutral, high-growth hub for international commerce.

Investor Insight: Why Act Now?

The UAE continues to expand its residency framework, with Dubai leading global relocation trends among high-net-worth individuals. As property prices rise and demand accelerates, early investors can secure long-term residency at today’s entry points, while enjoying a pro-investment, tax-free environment.

Ready to Explore Your Options?

At DMC Global, we specialize in guiding investors through the UAE’s Golden Visa and Residency by Investment landscape, from property selection to documentation and family inclusion.

📩 Contact us today and discover how the UAE can become your global business and lifestyle hub.